Wedding Protector Plan

Wedding insurance helps make things right when something goes wrong. You've always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong -- things that are beyond your control. Wedding insurance helps make things right when something goes wrong. And though you may not want to think about it, a lot can go wrong. What if your reception venue goes out of business a month before the wedding, and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? What if your bridal shop closes, leaving you without a gown? For as little as $160, you can protect a significant investment A wedding is an investment, and as the average cost of weddings rises, now up to $27,000* on average, wedding insurance is needed more than ever. After all, you wouldn't buy a new car that costs that much without insuring it against damage. For as little as $160, your wedding insurance policy can cover a variety of situations, such as: No Dress. You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged. Lost Deposits. We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up. Lost Rings. You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged. Severe Weather. If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses. Transportation Shutdown. If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses. Ruined Photos. If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to re-take new photos. Call to Duty. It the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses. Damaged Gifts. You can get repair or replacement cost if your wedding gifts are damaged. Sudden Illness. If the wedding needs to he postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses. Venue Requires Insurance. As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property. Additional Expense. If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost. *Source: Condé Nast Bridal Media - American Wedding Study, 2006.

Coverage Options The Wedding Protector Plan offers a variety of coverages such as: Cancellation or Postponement Additional Expenses Event Photographs/Video Event Gifts Special Attire Special Jewelry Lost Deposits Liability Insurance    (optional endorsement)

There's a lot to know when it comes to buying insurance -- the types of options available, how much you need, and what represents a fair price. That's why it's important to have an independent agent looking out for you and your family. Call us about the Wedding Protector Plan to learn more about how we can protect your special day! Call Today: 201-444-4426

Community Insurance Group

139 Harristown Road, Suite 202 Glen Rock, New Jersey 07452 Email: jeff@thecig.com

Phone: Fax: Fax (NJ only):

201-444-4426 201-444-0731 800-440-2267

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

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