Health Questions
If you are applying for coverage during open enrollment or during a
Guaranteed issue period you do not need to answer questions (A. thru L.).
(A.) Are you currently hospitalized or confined to a nursing facility; or, are you bedridden or confined to a wheelchair?
Y N
(B.) Do you have emphysema, Chronic Obstructive Pulmonary
Disease (COPD) or other Chronic Pulmonary disorders?
Y N
(C.) Do you have Parkinson's Disease or Multiple or Lateral
Sclerosis?
Y N
(D.) Have you been diagnosed with Alzheimer's Disease, senile
dementia, organic brain disorder, or any other senility disorder?
Y N
(E.) Have you been diagnosed with or treated for Acquired
Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC)?
Y N
(F.) Do you have kidney disease requiring dialysis or
diabetes requiring more than 50 units of insulin daily?
Y N
(G.) Within the past two years have you been treated for
or been advised by a physician to have treatment for internal cancer,
alcoholism, or drug abuse; cirrhosis; mental or nervous disorder requiring
psychiatric care; or have you had any amputation caused by disease?
Y N
(H.) Within the past two years have you been treated for
or been advised by a physician to have treatment for heart, coronary or
carotid artery disease (not including high blood pressure); peripheral
vascular disease; congestive heart failure or enlarged heart; stroke;
transient ischemic attacks (TIA); or heart rhythm disorders?
Y N
(I.) Within the past two years have you been treated for
osteoporosis, degenerative bone disease, or crippling arthritis?
Y N
(J.) Have you been advised that surgery may be required
within the next twelve months for cataracts?
Y N
(K.) Have you been advised to have surgery or medical tests
that have not been performed?
Y N
(L.) Have you been hospital confined three or more times
in the last two years?
Y N